How To Save Money During A Recession

Saving money during an economic slow down, or recession, often becomes a topmost priority for many.
Until a stimulus kicks in, or the economy turns around on its own, we are left struggling to pay our bills, put food on the table, survive from day to day, while looking for ways to save money until the [...]

March 17, 2008 | Filed Under Archives, At Home, At Work, Finances, Saving Money | 6 Comments

Need Money Fast - Know The Truth About Payday Loans

Payday loans or payday advances are considered to be short term loans, which are marketed as emergency, or one time funding, for those who find themselves in a temporary financial bind.
The payday loans have extremely high interest rates, but for those who need money now, the interest rate becomes irreverent. [...]

January 1, 2008 | Filed Under Archives, Finances, Saving Money | 2 Comments

Does Money Buy Happiness?

A common myth is that money can buy happiness.
If someone figured out how to bottle happiness, they could be a kazillionaire.
If you listen to anyone who has been poor, who has attained wealth, they don’t necessarily say they are happier.
Happiness is something we choose, internally.
Granted, not having money can create stress.
Not having money can create [...]

October 10, 2007 | Filed Under Archives, Finances, Life | 12 Comments

Protecting Your Identity

Earlier I wrote a post, titled: Identity Theft - Check Writing. In that article, I recommended using Uniball Signo 207 (anti check washing) pens.
Today, I witnessed another way to protect your identity.
I went to the post office to mail some letters. When I drove up to the “drive up” mail boxes, I noticed [...]

October 1, 2007 | Filed Under Archives, At Home, At Work, Being Safe, Finances | 4 Comments

Free Information For Government Grants

Finding Federal government grants for a business endeavor can be difficult. There is Federal grant money available to businesses, however, finding the right website, can take a considerable amount of time. I’m going to provide you with the free link, to the website, which lists all grants available through the Federal government. [...]

September 16, 2007 | Filed Under Archives, At Work, Finances, Free Stuff, Governmental Grants | 4 Comments

Are You Paying Too Much For Water?

If you just read that question, “Are you paying too much for water?”, did you think I was talking about the water that comes out of your faucet? I’m not. I’m asking you if you’re paying too much for bottled water.
I’ve bought bottled water, and usually pay about $1.00 for a 16 oz [...]

September 4, 2007 | Filed Under Archives, At Home, At Work, Finances, Saving Money | 5 Comments

How To Repair Bad Credit

Do you have bad credit? Is your credit so poor, no lender will give you a second glance? Are you attempting to repair your bad credit, but don’t know where to start? Are you tempted to call one of those 800 numbers on TV, in hopes of getting a quick fix?
The repair [...]

August 31, 2007 | Filed Under Archives, Finances, Worth Reading | Leave a Comment

Free Annual Credit Report

Are you looking for an absolutely free credit report? A free credit report that doesn’t require an enrollment? Is the credit report you’re looking for, the one mandated by the government? Do you want a copy of your credit report, and not have to use a credit card?
Did you know you can [...]

August 30, 2007 | Filed Under Archives, Finances, Saving Money | 2 Comments

Refinancing Your Home

Refinancing your home, or getting an equity line of credit, means you need a decent credit rating.
Credit ratings are based on your credit score (FICO). Some of the items your credit score is based on are:
1) Your ability to repay a loan (your income and how long you’ve been on a job)
2) The amount [...]

August 23, 2007 | Filed Under Archives, At Home, Finances, Saving Money | Leave a Comment

FICO Scores - How Are Yours?

What is FICO? A FICO score is a credit score developed by “Fair Isaac & Co”. Knowing your FICO “score” could be as important as knowing your blood pressure numbers. FICO scores are the cornerstone to obtaining credit, whether it be for a equity line of credit, first or second mortgage, to consolidate loans, [...]

July 12, 2007 | Filed Under Archives, Finances, Life, Saving Money | Leave a Comment