How To Save Money During A Recession
Filed under: Archives, At Home, At Work, Finances, Saving Money
Saving money during an economic slow down, or recession, often becomes a topmost priority for many.
Until a stimulus kicks in, or the economy turns around on its own, we are left struggling to pay our bills, put food on the table, survive from day to day, while looking for ways to save money until the recession passes.
Listed below are a number of small ways to save. Utilizing more than one method, will increase your overall savings. Whether in a recession or not, these are all great ways to save money on a day to day basis.
For Your Vehicle and Driving
1) With gas prices at an all time high, drive only when necessary. Take time to plan your trips. Combine trips to the grocery store, with dropping the kids off at school, or with another set appointment.
2) Keep your tires properly inflated. Most tire stores will check your tires for free if that’s where you purchased your tires from.
3) If you always get your tank filled, start filling your tank when it reaches half. Although this won’t save you money, you can spread the cost to fill your tank over several days or weeks.
4) Remove any “car carriers” you may have on the top of your car.. Keep your vehicle as aerodynamic as possible. Car carrier can reduce your miles per gallon.
5) Keep your car tuned up. An improperly running car may cause an excessive use of gas.
6). Carpool If possible carpool with others thus sharing the expense. Or, if you are running errands, ask friends and/or family if they need you to pick up something for them, or vice versa.
7) Use public transportation Instead of driving, take the bus or train. Use this time to listen to music, read, write, journal, etc.
Walk Walking is one of the best exercises. Instead of driving to the corner store, put on your sneakers and enjoy the fresh air.
At Home or Work
1) Buy generic brands. The taste difference for most generics is minimal.
2) Buy in bulk. If the packages contain too many, share the cost for friends or family
3) Stretch hamburger recipes with grated potatoes. By adding grated potatoes to hamburgers or hamburger dishes, less meat can me used, thus saving money on groceries.
4) Click and use coupons. Coupons can often be doubled, saving you even more. Check the local newspaper for the “double up” coupons.
5) Search online for low cost recipes. Many websites have classifications of low cost recipes. Soups are often low cost to make. Add a salad and some bread for a great and filling meal
6) Order off the $1.00 menu at fast food restaurants. With most fast food being high in fat and calories, you’ll not only save money, but may save a few extra calories as well.
7) Buy take and bake pizzas. Papa Murphy’s offers a wide selection of choices. Check for others in your area. Remember to check their weekly specials. By calling in your order, you will also save time. Refrigerate the pizza until you are ready to bake it.
8.) When eating out, consider sharing a meal. Some restaurants may add a “plate charge” for a shared meal, however this will be much less than the cost of two separate meals. Desserts can usually be shared at no additional expense.
10) Change out your light bulbs. Use the compact fluorescent light bulbs in as many fixtures as possible. Start by replacing the light bulbs in the fixtures which are used most often. There are also compact fluorescent light bulbs available for appliances such as refrigerators and vent hoods. I bought mine at WalMart.
11) Do comparison shopping via the telephone. Most businesses will tell you what a product costs over the telephone. Comparison shopping is also easy to do online. Look for sites that offer free or low cost shipping.
12) Recycle By recycling paper products, cans, and bottles, you may be able to reduce the size of your curbside garbage container. Also, ask your garbage company if you can save by only having your garbage picked up every other week (instead of weekly). Most garbage companies also have a “vacation” plan if you are going to be gone for any length of time.
13) Stop or reduce newspaper deliveries. If you only read the Sunday paper, stop subscribing to the daily ones.
14) Visit the library Instead of buying new books, get a library card and check out books from your local library for free.
15) Keep your receipts. If you buy an item and find it doesn’t serve it’s purpose, return it. Often impulse buying can cost us hundreds of dollars, only to have items hanging in the closet with price tags still on them. Do not remove price tags until you are certain the item will be used.
16) Be a smart shopper. When shopping, ask yourself, “Do I really, really, really love this?”, “Does it fit?”, “Do I have a spot in my house for it?”, “Do I really, really need this?”. Often you’ll realize you have one at home just like it, or you don’t have a spot for “it”.
17) Close the doors/vents. If you have rooms in your home that are not being used, close the heating vents, and close the door. It doesn’t make sense to heat a room that is not being used.
18) Install ceiling fans. Remember, heat rises. Use ceiling fans to push the heat back down.
19) Make and pack your lunch for work. Bringing your own lunch to work, can save thousands of dollars over the course of a year.
20) Decrease your purchases of daily lattes/mochas/specialty coffees. Paying $3-$4 for a cup of coffee adds up fast. One cup, every day of the month is will cost over $90 a month/$1000+ a year. Over a five year period, you can easily spend $5000. For more information on “the latte factor”, here’s a great article titled: Where Have All The Dollars Gone, which includes tips on how to chart your expenses, and curb spending.
21) Stop buying bottled water. Buying bottled water at $1.00 a piece can add up just like purchasing specialty coffee drinks. Filter your own and store in reusable water bottles. For more information on the actual cost of bottled water, read this eye opening article, titled Are You Paying Too Much For Water?, which details how the cost of bottled water can surpass the price of a gallon of gas.
Save on energy costs – 30 ways.. Click on the link and learn an additional 30 ways to save on your energy costs.
Save Money – 16 Ways. More great ways to save money.
Another 16 great ways to save money. Here’s another list to save you a few coins.
Uses for Baking Soda. This great article plus the links included, will show your hundreds of uses for baking soda, a very cheap alternative to cleaning chemicals.
22 Cheap Holiday Gift Ideas. Save money on gifts by checking out this list of 22 ideas. It may spur your creativity for more great ideas.
Disclaimer: Some of the above links may include duplicate information, however, that does not reduce the effectiveness of the money saving tips.
Photo Credit annia316 ?’s photos
Tags: blog, car carrier, car carriers, food on the table, generic brands, Gift Idea, photo credit, saving money on groceries, taste difference, tire stores, topmost priorityOverweight Teens – An Increasing Problem
Currently the number of overweight teens is increasing.
Teens with weight problems, have often been overweight children.
As teens, the bad eating habits picked up as young children, in addition to making poor food choices, leads to excessive weight gain in teenagers.
Combine that, with lower activity levels, and an overweight teen, may become obese. This could inevitably, carry on into adulthood.
It is a proven fact that we “live what we learn”, therefore if parents have poor eating habits, children may also.
Teens are also notorious for becoming fast food junkies.
With burgers and fries containing hundreds (and even over a thousand) calories, making this type of choice for just one meal a day, can lead to an increased weight gain.
Now that the fast food restaurants offer lean choices, there are other options. However, some teens do not choose those items that are lower in calories and/or fat.
If you have an overweight teen, or are an overweight teen, it is difficult to make life style changes that will have a lasting result.
However, with statistics pointing to an increase in diabetes and heart disease in young adults, not making a change, could result in a major health problem, not to mention a shorter life span.
Starving yourself is not the answer.
Yo-Yo dieting (losing and gaining weight, over and over again), appears to mess up one’s metabolism over time, making it harder to lose weight.
Studies are now showing that 5 to 6 small meals a day may be the key. The meals give your body a continuous supply of food, which is used for lasting energy. Breakfast is proving to be the most important meal of the day.
Fresh fruits and vegetables are essential items to include in your daily meals. They are full of vitamins and nutrients, as well as fiber. Some suggest eating organic fruits and vegetables, but that is a choice only you can make.
Lean meats and fish/seafood are great sources of protein. Proteins can be found in red meat, chicken, turkey, seafood and dairy products, etc…. Avoid fatty cuts of meat.
Eliminating “white foods”, is another answer. White foods are items such as sugar, white bread and buns, pasta, and white rice.
Sodas are full of sugar. Diet sodas use artificial sweeteners, which gets a bad rap as well. The best choice for liquid, is water.
Better choices are breads made with whole wheat. The first ingredient should be “whole wheat”. Items made with whole wheat are also higher in fiber. Fiber also makes you feel full, faster. The benefits of a high fiber diet are numerous.
For rice and pasta dishes, substitute white rice or pasta, with brown rice, and/or whole wheat pasta. The taste difference is minimal. In fact, brown rice has a great nutty flavor.
For those who crave chocolate, dark chocolate is proving to be a better choice. Studies show that chocolate made with high cocoa content (70% +/-), is much better for us. By eating dark chocolate, you will find your craving may be satisfied by eating just a small portion.
And finally, we all know that increasing our activity level, will burn calories. Exercise and strength training adds muscle. Adding muscle, will aid in burning calories faster. Plus, muscle gives your body more definition.
Losing weight in the teen years can have many advantages. Here’s just a sampling of how a teenagers life may change, by dropping excess weight.
1) You will feel better
2) You will be healthier
3) You can wear more of the latest fashions
4) You can avoid derogatory comments from peers
5) You can go into adulthood with better health
6) You may become a role model, and motivate others to do eat healthier, as well Maybe even start a teen support group. 
7) You will have more energy
8.) You will spend less money if meals are prepared at home, instead of eating out. Also, filter your own water, instead of buying bottled water
9) You can learn how to cook healthy meals
10) Your may have less cavities
11) Acne problems may disappear
11) You can break the “bad eating habits” cycle, and may avoid passing it onto to your children
12) You may do better in school, as you are eating breakfast and nourishing your brain, prior to going to school.
13) You may become more popular in school
14) You may be able to sign up for sports, cheer leading, and/or dance, and have extra stamina
15) You may be happier
For those who are looking for more detailed information on teen weight loss, Dr. Phil’s son, Jay McGraw, has written a book that discusses teen weight issues in detail. It can be ordered online here:
Remember, prior to starting any weight loss program, consult a physician. Your family doctor may also have options for weight loss programs that are modeled for teens.
For more on children’s weight issues, read How To Raise A Fat Kid
Tags: taste difference, young adultsLife Saving Tips
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